Kevin Lum is a Financial Planner and Investment Advisor — he focuses on Impact Investing, Socially Responsible Investing, Values Based Planning currently leading Foundry Financial with offices in Los Angeles and Washington, DC. Foundry Financials wants to help you do well and do good through value based financial planning and impact investing. And now this is such an important time, after getting over the shock of the Corona virus to stay strong, calm and lead while staying safe. Kevins passion is helping people identify their dreams and then develop a financial plan and investment strategy that aligns with their values. Whether it’s planning an early retirement, having a first child or starting a new business — Kevin helps you chart out your course from where you are now to where you could be. We are not giving legal or financial advise. Important that you check with your attorney and experts before making a plan. Kevin Lum is a Financial Planner and Investment Advisor — he focuses on Impact Investing, Socially Responsible Investing, Values Based Planning currently leading Foundry Financial with offices in Los Angeles and Washington, DC. Foundry Financials wants to help you do well and do good through value based financial planning and impact investing. And now this is such an important time, after getting over the shock of the Corona virus to stay strong, calm and lead while staying safe. Kevins passion is helping people identify their dreams and then develop a financial plan and investment strategy that aligns with their values. Whether it’s planning an early retirement, having a first child or starting a new business — Kevin helps you chart out your course from where you are now to where you could be. We are not giving legal or financial advise. Important that you check with your attorney and experts before making a plan.

James Boyd Fuller, John Rosebush and Richard Kiernicki share how they are transforming our world  by sustainability, water technology, soil remediation, finance and mindsets getting everyone involved. James Fuller is President/CEO of World Alliance for Planetary Health, James Fuller inventor and founder of the Greensaharaproject.org, He  studied many of Nikola Tesla’s ideas and reproduced his work in the areas of ionic frequency exchange methods.   Also Vitalgro and more.  John Rosebush, Founder & CEO of the Worldwide Development Corporation is a maverick inventor and reality bringer. His invention which we will be discussing today does not pollute, nor use resources once constructed. Cost effective over solar. It works with the “riverflow”, is more than cost effective, can literally produce so much power at a fraction of the cost that we are used to and has a 99% uptime. For more information go to www.wdcpower.com Richard Kiernicki has been extremely successful for over 30 years in finance. motivation and personal tranformation mentoring many.  Richard says the best kept secret in coaching is being mentored by a Billionaire- it’s all about relationships, he believes in always doing what is right. He did not do what was the easiest , so much learning and fun comes from this as well as major transformation. Richard firmly believes that acting on knowledge is much more powerful than just having it and has taught many the disciplines to achieve what you want. www.richardmkiernicki.com   Author of Capitalists Worse Nightmare, The Crucification of Capital.     James Boyd Fuller, John Rosebush and Richard Kiernicki share how they are transforming our world  by sustainability, water technology, soil remediation, finance and mindsets getting everyone involved. James Fuller is President/CEO of World Alliance for Planetary Health, James Fuller inventor and founder of the Greensaharaproject.org, He  studied many of Nikola Tesla’s ideas and reproduced his work in the areas of ionic frequency exchange methods.   Also Vitalgro and more.  John Rosebush, Founder & CEO of the Worldwide Development Corporation is a maverick inventor and reality bringer. His invention which we will be discussing today does not pollute, nor use resources once constructed. Cost effective over solar. It works with the “riverflow”, is more than cost effective, can literally produce so much power at a fraction of the cost that we are used to and has a 99% uptime. For more information go to www.wdcpower.com Richard Kiernicki has been extremely successful for over 30 years in finance. motivation and personal tranformation mentoring many.  Richard says the best kept secret in coaching is being mentored by a Billionaire- it’s all about relationships, he believes in always doing what is right. He did not do what was the easiest , so much learning and fun comes from this as well as major transformation. Richard firmly believes that acting on knowledge is much more powerful than just having it and has taught many the disciplines to achieve what you want. www.richardmkiernicki.com   Author of Capitalists Worse Nightmare, The Crucification of Capital.    

Georgia Foster is a world renowned Clinical Hypnotherapist since 1995.  She qualified with distinction at the London College of Clinical Hypnosis and went on to lecture for two years. Then built up a busy practice and started running her own programs. Georgia spent some time in California training to be a Voice Dialogue therapist. This psychology training is an integral part of her success, combined with her own hypnosis techniques. Georgia is from Melbourne, Australia.  lived in London for 23 years, before moving back to Melbourne in 2017. Georgia said she used to be overweight and a very heavy, regular drinker who used food and alcohol as a way to escape her insecurities. Alcohol was a confidence crutch and she used it regularly to feel more comfortable around other people. Georgia says, “I must tell you that I still do drink alcohol, have the odd hangover and eat chocolate. ” We will talk about how Georgia came to create 7 days to drinking less and a treat at the end for all of you New Year’s resolutioners… Georgia has been helping people drink less alcohol for over 20 years and understands  how important it is to feel confident about drinking less without the stress and strains of willpower. The goal of Georgia’s 7 Days To Drink Less program is for you to learn how to ‘manage alcohol, rather than it manage you!’ We here at REALTY UNIVERSAL, especially Nathalie who founded this believes that in real estate we owe it to share everything that helps us live better, take better care of ourselves, love ourselves and others. Nathalie says, “Our bodies and minds are the most important real estate we own,”     Georgia Foster is a world renowned Clinical Hypnotherapist since 1995.  She qualified with distinction at the London College of Clinical Hypnosis and went on to lecture for two years. Then built up a busy practice and started running her own programs. Georgia spent some time in California training to be a Voice Dialogue therapist. This psychology training is an integral part of her success, combined with her own hypnosis techniques. Georgia is from Melbourne, Australia.  lived in London for 23 years, before moving back to Melbourne in 2017. Georgia said she used to be overweight and a very heavy, regular drinker who used food and alcohol as a way to escape her insecurities. Alcohol was a confidence crutch and she used it regularly to feel more comfortable around other people. Georgia says, “I must tell you that I still do drink alcohol, have the odd hangover and eat chocolate. ” We will talk about how Georgia came to create 7 days to drinking less and a treat at the end for all of you New Year’s resolutioners… Georgia has been helping people drink less alcohol for over 20 years and understands  how important it is to feel confident about drinking less without the stress and strains of willpower. The goal of Georgia’s 7 Days To Drink Less program is for you to learn how to ‘manage alcohol, rather than it manage you!’ We here at REALTY UNIVERSAL, especially Nathalie who founded this believes that in real estate we owe it to share everything that helps us live better, take better care of ourselves, love ourselves and others. Nathalie says, “Our bodies and minds are the most important real estate we own,”    

Based on what transpired in a few short moments in early 2006, Coach Jim Johnson is now an authority on the subject of realizing your dreams. In his many public speaking appearances, the Rochester, New York resident relates his role in a high school basketball game that made national headlines. He emphasizes the importance of teamwork and sportsmanship; concepts which gave Coach Johnson winning high school basketball teams for over 30 years.. Coach has appeared on Oprah, Good Morning America, ESPN and dozens of other National TV and radio shows.  In 2011, he released his first book  A Coach and a Miracle: Life Lessons from a Man Who Believed in an Autistic Boy. Coach was named the Class A Section Five Coach of the Year.  He officially retired from coaching so that he can speak full time; he also works closely a with Rochester-area non-profit:  AutismUp. On Feb. 15, 2006, Coach Johnson made the kindhearted gesture of inserting his autistic manager, Jason McElwain, now known to the world as J-Mac into Greece Athena High School’s final home game, which the Trojans won 79-43. J-Mac scored 20 points in just over four minutes, including six three-point baskets, to become an instant national celebrity. Coach Johnson, also, was featured in major news outlets around the country. Based on what transpired in a few short moments in early 2006, Coach Jim Johnson is now an authority on the subject of realizing your dreams. In his many public speaking appearances, the Rochester, New York resident relates his role in a high school basketball game that made national headlines. He emphasizes the importance of teamwork and sportsmanship; concepts which gave Coach Johnson winning high school basketball teams for over 30 years.. Coach has appeared on Oprah, Good Morning America, ESPN and dozens of other National TV and radio shows.  In 2011, he released his first book  A Coach and a Miracle: Life Lessons from a Man Who Believed in an Autistic Boy. Coach was named the Class A Section Five Coach of the Year.  He officially retired from coaching so that he can speak full time; he also works closely a with Rochester-area non-profit:  AutismUp. On Feb. 15, 2006, Coach Johnson made the kindhearted gesture of inserting his autistic manager, Jason McElwain, now known to the world as J-Mac into Greece Athena High School’s final home game, which the Trojans won 79-43. J-Mac scored 20 points in just over four minutes, including six three-point baskets, to become an instant national celebrity. Coach Johnson, also, was featured in major news outlets around the country.