“Pono Mojo” Balance and momentum…giving back, making a difference….

HHG, Hidden Hunger Global is doing exactly that. Michael Smith joins Randy Zachary and Nathalie Mullinix today to discuss a topic dear to all of our hearts…. we can all make a difference!!! People are living in all types of conditions and even the smallest gesture may save a life. Call in and share your story… HHG, Hidden Hunger Global is doing exactly that. Michael Smith joins Randy Zachary and Nathalie Mullinix today to discuss a topic dear to all of our hearts…. we can all make a difference!!! People are living in all types of conditions and even the smallest gesture may save a life. Call in and share your story…

Sellers, buyers, real estate agents and brokers- new rules coming August 1st

in the United States will affect you. Listen in, call in and be informed. Faith Crosgrove with ATG Title Company in Maryland will discuss the  changes with Nathalie. Find out what Integrated Mortgage Disclosure is…. New lending disclosure timeline…. Changes to the HUD-1 form (settlement/closing form)   in the United States will affect you. Listen in, call in and be informed. Faith Crosgrove with ATG Title Company in Maryland will discuss the  changes with Nathalie. Find out what Integrated Mortgage Disclosure is…. New lending disclosure timeline…. Changes to the HUD-1 form (settlement/closing form)  

Zoning, permitting, community development- Jim Marquez, with over 40

Overview   Graduated from the University of Southern California, Los Angeles in 1979 with a M.P.A. in governmental economic development; a B.S.in urban and regional planning from the school of planning and environmental design, California State Polytechnic University, Pomona, CA 1973 and an A.S. in civil engineering from East Los Angeles College, 1970.   The first 10 years involved professional growth in municipal planning to the position of Director of planning and redevelopment with the city of Hawthorne, CA.  One of the prominent assignments involved the successful planning and implementation of a 1,000 acre commercial and industrial redevelopment plan amendment made gave new insights to environmental design consternations in urban areas that predate the growth of the mid 1940’s and the aviation industry. Overview   Graduated from the University of Southern California, Los Angeles in 1979 with a M.P.A. in governmental economic development; a B.S.in urban and regional planning from the school of planning and environmental design, California State Polytechnic University, Pomona, CA 1973 and an A.S. in civil engineering from East Los Angeles College, 1970.   The first 10 years involved professional growth in municipal planning to the position of Director of planning and redevelopment with the city of Hawthorne, CA.  One of the prominent assignments involved the successful planning and implementation of a 1,000 acre commercial and industrial redevelopment plan amendment made gave new insights to environmental design consternations in urban areas that predate the growth of the mid 1940’s and the aviation industry.

Moving to Las Vegas or Thinking of a Move- listen in to find out plenty

of nuggets and history to plan. Larry King, a real estate agent who has lived there for years shares his knowledge  and stories. of nuggets and history to plan. Larry King, a real estate agent who has lived there for years shares his knowledge  and stories.

What to learn how to buy International properties? Or sell…Iain Stewart,

International Property Professional shares with us today how to purchase or sell properties all over the  world. If you are a real estate agent or broker join a network of agents working with this platform and gain valuable information doing business a different way. Iain has earned the Certified International Property  Specialist (CIPS) designation, placing him among 2500 elite real estate professionals worldwide. This designation is awarded by the National Association of Realtors for completing rigorous coursework devoted to learning International real estate practices and demonstrating proficiency in International business. He mentors students on how to do what he does, is a property blogger with blogs appearing on major real estate sites such as Rightmove, host a British radio show about property hotspots and published an ebook called “How Anyone Can Succeed in Property.”   International Property Professional shares with us today how to purchase or sell properties all over the  world. If you are a real estate agent or broker join a network of agents working with this platform and gain valuable information doing business a different way. Iain has earned the Certified International Property  Specialist (CIPS) designation, placing him among 2500 elite real estate professionals worldwide. This designation is awarded by the National Association of Realtors for completing rigorous coursework devoted to learning International real estate practices and demonstrating proficiency in International business. He mentors students on how to do what he does, is a property blogger with blogs appearing on major real estate sites such as Rightmove, host a British radio show about property hotspots and published an ebook called “How Anyone Can Succeed in Property.”  

Thinking of selling your home by yourself? New agent in the business

What to look out for. Nathalie brings over 30 years into the business involved in thousands of sales. We are constantly getting the same questions over and over so we have decided to dedicate today’s show to answering your questions. Dot yo ur i’s and cross your t’s. Call in and have your question answered live or email radio@realtyuniversal.com   What to look out for. Nathalie brings over 30 years into the business involved in thousands of sales. We are constantly getting the same questions over and over so we have decided to dedicate today’s show to answering your questions. Dot yo ur i’s and cross your t’s. Call in and have your question answered live or email radio@realtyuniversal.com  

Reverse Mortgages, reverse purchase- nearing 62 years old-Steven Sless- co-

founder, managing partner Bayshore Mortgage Funding Reverse Mortgage Division takes us through the steps of a reverse mortgage and reverse purchase without having to make mortgage payments. Mr. Sless is actively involved in the business as well as public speaking to educate homeowners 62 and above about reverse mortgages. His knowledge spans over 12 years in the industry starting out working in the traditional mortgage business as a loan officer, then managing loan officers, then branching out into reverse mortgages as he saw a need to help people make their money work for them. Now more than ever with pensions going away and many gone, Steven  says “this is a life altering event, taking away the daily stress.”  founder, managing partner Bayshore Mortgage Funding Reverse Mortgage Division takes us through the steps of a reverse mortgage and reverse purchase without having to make mortgage payments. Mr. Sless is actively involved in the business as well as public speaking to educate homeowners 62 and above about reverse mortgages. His knowledge spans over 12 years in the industry starting out working in the traditional mortgage business as a loan officer, then managing loan officers, then branching out into reverse mortgages as he saw a need to help people make their money work for them. Now more than ever with pensions going away and many gone, Steven  says “this is a life altering event, taking away the daily stress.” 

USDA 100% loans, Conventional, loan changes and guidelines-Steven Gran with

Guild Mortgage Company fills us in, answers your questions in real time. If you have had a short sale, bankruptcy, foreclosure or just want to take advantage of low, no down loans and fantastic rates listen in….Steven Gran is also the founder of Gran Ventures, LLC. which specializes in vacation rentals and speculative investments. His years of  experience in the real estate industry make him a natural at getting the deals done in this ever changing, fast paced mortgage and real estate world that we find ourselves in. Guild Mortgage Company fills us in, answers your questions in real time. If you have had a short sale, bankruptcy, foreclosure or just want to take advantage of low, no down loans and fantastic rates listen in….Steven Gran is also the founder of Gran Ventures, LLC. which specializes in vacation rentals and speculative investments. His years of  experience in the real estate industry make him a natural at getting the deals done in this ever changing, fast paced mortgage and real estate world that we find ourselves in.

Thinking of moving to the Carolina’s- Sheryl Love has in depth knowledge…

Sheryl Love is our guest today. Join us for in depth information on living and buying a home in  the Carolina’s. Our focus is going to be on the Charlotte Metro and outside area, but will also  cover first-hand information on North and South Carolina. Sheryl Love is a real estate agent with Wilkinson ERA. Born and raised in Union County, just outside of Charlotte city limits, attended University of North Carolina majoring in Computer Science. After working in the IT field and owning a website development and marketing firm, she decided in 1999 to follow her dreams and get into real estate sales. She has been affiliated in the past with ReMax and Keller  Williams. She resides on beautiful Lake Wylie and is a member of New River Church. She also  gives back through supporting Children’s Miracle Network, Special Olympics and St. Judes Children’s Research Hospital. Sheryl Love is our guest today. Join us for in depth information on living and buying a home in  the Carolina’s. Our focus is going to be on the Charlotte Metro and outside area, but will also  cover first-hand information on North and South Carolina. Sheryl Love is a real estate agent with Wilkinson ERA. Born and raised in Union County, just outside of Charlotte city limits, attended University of North Carolina majoring in Computer Science. After working in the IT field and owning a website development and marketing firm, she decided in 1999 to follow her dreams and get into real estate sales. She has been affiliated in the past with ReMax and Keller  Williams. She resides on beautiful Lake Wylie and is a member of New River Church. She also  gives back through supporting Children’s Miracle Network, Special Olympics and St. Judes Children’s Research Hospital.

Path to Profits- Real Estate Investing- Gary Wilson, Speaker, Investor, Broker

Gary Wilson is widely considered the leading authority on teaching Real Estate Investors and Agents alike how to leverage what they’re already doing and create massive new wealth and income. Gary has been investing in Real Estate for nearly 30 years building a rental portfolio worth millions of dollars, flipping other properties and even wholesaling. He has been a licensed Real Estate agent for more than a dozen years and Broker for more than half of that time, creating the fastest growing Real Estate brokerage company in Pennsylvania during the Great Recession, while others were shrinking by 50%. Gary also went onto create an Appraisal business, a Title Closing business and a Property Management business that grew from 40 units to nearly 500 in less than 3 years with virtually no marketing costs. Gary has grown into a sought after speaker, writer, teacher and coach to investors and agents across the world. Fortunes have been made by those who follow Gary and implement his systems of creating massive wealth and income by using their Real License as an income producing asset to serve the Real estate investment community Gary spends his personal time participating in high adventure activities, visiting friends and family far and wide and promoting his greatest accomplishment –  The Healing House Foundation. A portion of all proceeds from Gary’s business ventures goes towards the support of the the Healing House Foundation – a Non-Profit venture that serves families who are healing and rebuilding their loving relationships after suffering from the wounds caused by the illness of addiction of a loved one.  Gary Wilson is widely considered the leading authority on teaching Real Estate Investors and Agents alike how to leverage what they’re already doing and create massive new wealth and income. Gary has been investing in Real Estate for nearly 30 years building a rental portfolio worth millions of dollars, flipping other properties and even wholesaling. He has been a licensed Real Estate agent for more than a dozen years and Broker for more than half of that time, creating the fastest growing Real Estate brokerage company in Pennsylvania during the Great Recession, while others were shrinking by 50%. Gary also went onto create an Appraisal business, a Title Closing business and a Property Management business that grew from 40 units to nearly 500 in less than 3 years with virtually no marketing costs. Gary has grown into a sought after speaker, writer, teacher and coach to investors and agents across the world. Fortunes have been made by those who follow Gary and implement his systems of creating massive wealth and income by using their Real License as an income producing asset to serve the Real estate investment community Gary spends his personal time participating in high adventure activities, visiting friends and family far and wide and promoting his greatest accomplishment –  The Healing House Foundation. A portion of all proceeds from Gary’s business ventures goes towards the support of the the Healing House Foundation – a Non-Profit venture that serves families who are healing and rebuilding their loving relationships after suffering from the wounds caused by the illness of addiction of a loved one.