Due on sale clause- St Germains Act. Always seek legal advice. We are always giving you information to learn about….there isn’t enough time to go over every step and the entire process. Always check with accountant and attorney. Lending isn’t just for banks…think about it? Owner financing, options, alternatives, creative selling..and yes there are rules….. Due on sale clause- St Germains Act. Always seek legal advice. We are always giving you information to learn about….there isn’t enough time to go over every step and the entire process. Always check with accountant and attorney. Lending isn’t just for banks…think about it? Owner financing, options, alternatives, creative selling..and yes there are rules…..