If a spouse dies, can you pay off the mortgage? If not, you may want to look into getting Mortgage Protection Insurance. Should you get term…or life? How much premium should you expect to pay? Which companies are the best for this? Also…Pat Welsh returns, talking law enforcement in the current culture. Pat Welsh is an author, speaker, trainer, and expert witness. A retired Major from the Dayton Police Department (OH), Pat is the author of the Best New Release, Warrior, Servant, Leader: Life Behind the Badge (2015), and  Warrior, Servant, Leader: Life Behind the Cross (2018).  Pat is also noted for his past contributions to Law Enforcement Today, PoliceOne.com, American Military University and several other business and religious publications. If a spouse dies, can you pay off the mortgage? If not, you may want to look into getting Mortgage Protection Insurance. Should you get term…or life? How much premium should you expect to pay? Which companies are the best for this? Also…Pat Welsh returns, talking law enforcement in the current culture. Pat Welsh is an author, speaker, trainer, and expert witness. A retired Major from the Dayton Police Department (OH), Pat is the author of the Best New Release, Warrior, Servant, Leader: Life Behind the Badge (2015), and  Warrior, Servant, Leader: Life Behind the Cross (2018).  Pat is also noted for his past contributions to Law Enforcement Today, PoliceOne.com, American Military University and several other business and religious publications.